Evidence-Based Investment Management
At Hyde Legacy Group, we believe investment decisions should be driven by evidence, not emotion. Our approach combines modern portfolio theory with disciplined rebalancing and tax-aware strategies to help you build and protect wealth over time.
Our Investment Philosophy
Diversification Across Asset Classes
We build portfolios that span domestic and international stocks, bonds, real estate, and alternative investments. True diversification reduces risk without necessarily sacrificing returns.
Diversification does not guarantee profit or protect against loss in declining markets. Past performance does not indicate future results. All investing involves risk, including the potential loss of principal.
Risk-Appropriate Portfolio Construction
Your portfolio should match your risk tolerance, time horizon, and financial goals. We use detailed questionnaires and conversations to understand your comfort level and build accordingly.
Tax-Efficient Investing
Where you hold investments matters as much as what you hold. We strategically place assets across taxable, tax-deferred, and tax-free accounts to minimize your annual tax burden.
Ongoing Monitoring and Rebalancing
Markets move, and portfolios drift. We continuously monitor your allocations and rebalance when necessary to keep your risk profile on target.
Investment Management FAQ
| Question | Our Approach |
|---|---|
| What's your investment philosophy? | Evidence-based, long-term, diversified. We don't chase trends or time the market. |
| Do you use actively managed funds? | We use a blend of low-cost index funds and select actively managed funds where there's a demonstrated edge. |
| How often do you rebalance? | We monitor continuously and rebalance when allocations drift beyond target thresholds, typically quarterly. |
| What fees should I expect? | We're transparent about all costs. Our management fee plus underlying fund expenses are clearly communicated before engagement. |
| Can I still use my current accounts? | In most cases, yes. We work with accounts at major custodians like Charles Schwab and can often manage in-place. |
| What happens during market downturns? | We stay disciplined. Downturns are when rebalancing is most powerful, buying low and maintaining your long-term strategy. |